By Digifin Pty Ltd · About this coverage
Key Points
- Cash Profit of $7,591 million, up 31%, or up 10% excluding FY25 significant items
- Statutory Profit of $7,270 million for the year ended 30 September 2026
- Final dividend of 83 cents per share franked at 80%, for 166 cents for the full year
- CET1 Ratio of 11.99%, down 4 bps from 30 September 2025
- Gross cost savings of $902 million realised in FY26, above the $875 million estimate
About ANZ (ASX:ANZ)
ANZ Group Holdings Limited is an ASX-listed banking group headquartered in Melbourne. It provides retail, commercial and institutional banking services, including deposits, home and business lending, credit cards, payments and financial markets services. It operates in Australia and New Zealand and serves institutional customers across Asia, the Pacific, Europe and the Americas.
ANZ (ASX:ANZ) released its full year result for the year ended 30 September 2026, the first year of its ANZ 2030 strategy, reporting Cash Profit of $7,591 million and a final dividend of 83 cents per share.
Statutory Profit was $7,270 million. Cash Profit was up 31%, or up 10% excluding the impact of FY25 significant items, and on that basis cash Return on Tangible Equity rose 109 basis points to 11.56%. Operating income was $22,479 million, up 3%, and operating expenses fell 14% to $11,074 million, taking the cost-to-income ratio to 49.26%. The total credit impairment charge was $582 million, including a Collective Provision charge of $222 million, $108 million higher than FY25, which ANZ attributes to portfolio growth and emerging risk as higher interest rates and cost of living conditions become more challenging for customers. The CET1 Ratio was 11.99%, down 4 bps from 30 September 2025. Customer deposits rose 9% to $815 billion and net loans and advances rose 4% to $861 billion. The final dividend is franked at 80%, up from 75% in the first half, for a full year dividend of 166 cents per share. ANZ says it realised $902 million in gross cost savings in FY26, above the $875 million estimated at 1H26.
Cash Profit is a non-IFRS measure. The release gives no FY27 earnings guidance, and the Suncorp Bank integration and single customer front-end, due by June 2027 and September 2027, were 60% and 45% complete by activities at end-September 2026.
Source: ANZ Group Holdings Limited (ASX:ANZ), 9 November 2026. Summary content supplied by Digifin Pty Ltd.
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