1 October we become SureStone CapitalSame team, same ABN. Our website and email addresses move to surestone.com.au.
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Key points:
$24m operating cash profit posted, reversing previous year’s lossLoan originations surged 54% to $915mTechnology and artificial intelligence core to operational gainsFocus on niche markets through products like ‘autopay’ for car finance
MoneyMe (ASX:MME) has rebounded to post a $24 million operating cash profit for FY25, recovering from an $8 million loss the previous year. However, gross revenue for the period fell 3% to $208 million with a reported normalised loss of $16 million. CEO Clayton Howes points to significant loan origination growth, surging 54% to $915 million, and highlights the successful establishment of a new $125 million corporate facility on more favourable terms, laying the groundwork for long-term growth ambitions.
Howes states that MoneyMe’s strategy to build a secured asset portfolio above 60% and improve credit quality has paid off, resulting in portfolio growth of 28% and a consistently lower loss rate. Despite the sector facing headwinds from high interest rates and limited access to capital, MoneyMe demonstrates resilience through revenue growth and a loan book starting FY26 at $1.6 billion. Howes points to doubling distribution, new product launches and favourable conditions in debt capital markets, underscoring strong outlooks for continued expansion.
Technology and artificial intelligence (AI) are credited as key drivers of operational efficiency. Howes outlines that AI models support improved customer experience, faster decision-making, and meaningful operating leverage. Expanding into car loans, personal loans and credit cards, with innovations such as the ‘autopay’ product, set MoneyMe further apart from traditional banks.
